BTB InnovationsMoney Map Worksheet
Where every settlement goes, before it goes anywhere.
BTB InnovationsWhere every settlement goes, before it goes anywhere.
Use a normal week, not your best one. If your weeks run uneven, average the last four.
What actually landed in your account — after any dispatch or company fee, before your own expenses.
What you actually pay after your fuel card discount.
Averaged. Northeast runs cost far more here than southern ones.
Your monthly bills. We divide by 4.33 to get the weekly share.
Yearly fees get their own weekly slice, so they are already covered when the bill lands.
A full year, so the breakdowns are in there. Not sure? $12,000 is a fair starting point on a used tractor.
Nights away drive the per diem deduction, which lowers what you owe. Be honest — it has to be substantiated.
What You Keep
$0
Fill in your week and the map builds itself.
This is your map, filled in with your own numbers from the call. Bookmark it, or print it and stick it where you do your paperwork.
Open a separate account for each line above. Every settlement, move that percentage across before anything else is spent.